About the Firm


Need Help with Foreclosure or Loan Modification?


At Fine Law Offices, located in Long Island, we provide mortgage foreclosure help and loan modification assistance to clients throughout Babylon, New York, New Jersey, and Connecticut. We focus our efforts on bringing financial relief to you when facing mortgage debt problems that could lead to foreclosure.


We understand that when you are unable to make your monthly mortgage payment, it can cause intense stress every single day. Unfortunately, banks are cruel and relentless in holding the line. Many companies who pretend to offer help frequently do very little. This often leaves you with the sinking feeling that, in just a matter of time, your home can be taken.

Charles Fine

Founding Attorney

Phil Cervone

Senior Vice President

How Fine Law Offices Can Help

Our firm blends extensive experience with the compassion you need when in such distress. We assess each individual situation with an eye toward obtaining relief tailored to your particular needs. Our firm has represented both banks and homeowners for decades. That has given us a unique and encompassing insight into the problems and solutions of both sides.


We are intimately familiar with all aspects of the legal processes we engage in on behalf of our clients. Based upon our analysis, we formulate a particular strategy. Sometimes we decide to pursue a loan modification to reduce payments. Other times, we attack the bank due to its failure to follow proper rules and regulations. We believe that our unique blend of foreclosure offense and defense separates us from others in the foreclosure arena who focus on one or the other.


We use every bit of ammunition in our arsenal in order to achieve our unwavering goal to keep you in your home with a manageable monthly payment.


More About Fine Law Offices & Our Approach


When you bring your case to us, we strive to work within your budget. We know that you are under financial distress. To that end, we offer flexible payment options. We also offer free, initial consultations so that you can see what we have to offer concerning your unique situation, what your legal options may be, and how to get started.


Our firm has been in practice since 1977, giving us decades of experience. We have handled over 7,000 loan modifications involving $34 million for our clients. We are proud of the excellent results we have achieved as well as the great reviews they have generated.


If you are facing the potential loss of your home, we encourage you to speak with one of our attorneys to get a better understanding of your case and what can be done to help you. Our firm can protect your legal rights, look out for your best interests, and ensure that the legal process taken on your behalf goes smoothly. Let us negotiate the best possible deal for you and your family.


Contact a lawyer at our firm to schedule your free, initial consultation today. Call us at 1-800-503-1125.

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